:root {
  --teal-dark: #0F5C63;
  --teal: #00A6A6;
  --teal-soft: #D8E8E5;
  --cream: #F5FAF9;
  --charcoal: #173438;
  --white: #ffffff;
  --glass: rgba(255,255,255,0.12);
  --glass-border: rgba(255,255,255,0.18);
  --shadow: 0 25px 50px -12px rgba(15,92,99,0.15);
  --radius: 24px;
  --transition: all 0.4s cubic-bezier(0.4,0,0.2,1);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:'Inter',system-ui,sans-serif;background:var(--cream);color:var(--charcoal);line-height:1.6;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{text-decoration:none;color:inherit;transition:var(--transition)}
ul{list-style:none}
.container{width:min(1200px,92%);margin:0 auto}
.section{padding:100px 0;position:relative}
.section-title{font-family:'Playfair Display',serif;font-size:clamp(2rem,5vw,3.2rem);font-weight:700;color:var(--charcoal);margin-bottom:1rem;letter-spacing:-0.02em}
.section-subtitle{font-size:1.15rem;color:#4a6568;max-width:640px;margin-bottom:3rem}
.btn{display:inline-flex;align-items:center;gap:10px;padding:16px 32px;border-radius:999px;font-weight:600;font-size:1rem;border:none;cursor:pointer;transition:var(--transition);position:relative;overflow:hidden}
.btn-primary{background:linear-gradient(135deg,var(--teal),var(--teal-dark));color:#fff;box-shadow:0 10px 30px rgba(0,166,166,0.35)}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 15px 40px rgba(0,166,166,0.45)}
.btn-outline{background:transparent;border:2px solid var(--teal);color:var(--teal-dark)}
.btn-outline:hover{background:var(--teal);color:#fff}
.glass{background:var(--glass);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border:1px solid var(--glass-border);border-radius:var(--radius)}
.reveal{opacity:0;transform:translateY(40px);transition:opacity 0.8s ease,transform 0.8s ease}
.reveal.active{opacity:1;transform:translateY(0)}
/* Floating orbs */
.orb{position:absolute;border-radius:50%;filter:blur(60px);opacity:0.4;pointer-events:none;z-index:0;animation:float 12s ease-in-out infinite}
@keyframes float{0%,100%{transform:translate(0,0)}50%{transform:translate(30px,-40px)}}
/* NAV */
.navbar{position:fixed;top:0;left:0;right:0;z-index:1000;padding:18px 0;transition:var(--transition)}
.navbar.scrolled{background:rgba(245,250,249,0.92);backdrop-filter:blur(16px);box-shadow:0 4px 30px rgba(15,92,99,0.08);padding:12px 0}
.nav-inner{display:flex;align-items:center;justify-content:space-between}
.logo{display:flex;align-items:center;gap:12px;font-weight:800;font-size:1.35rem;color:var(--teal-dark)}
.logo i{font-size:1.6rem;color:var(--teal)}
.nav-links{display:flex;align-items:center;gap:32px}
.nav-links a{font-weight:500;font-size:0.95rem;color:var(--charcoal);position:relative}
.nav-links a::after{content:'';position:absolute;bottom:-4px;left:0;width:0;height:2px;background:var(--teal);transition:width 0.3s}
.nav-links a:hover::after{width:100%}
.nav-cta{padding:12px 24px;font-size:0.9rem}
.hamburger{display:none;flex-direction:column;gap:6px;cursor:pointer;background:none;border:none}
.hamburger span{width:26px;height:2.5px;background:var(--charcoal);border-radius:2px;transition:var(--transition)}
/* HERO */
.hero{min-height:100vh;display:flex;align-items:center;padding-top:100px;position:relative;overflow:hidden;background:linear-gradient(160deg,#F5FAF9 0%,#D8E8E5 45%,#e8f5f4 100%)}
.hero-content{position:relative;z-index:2;max-width:640px}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(0,166,166,0.12);color:var(--teal-dark);padding:8px 18px;border-radius:999px;font-size:0.85rem;font-weight:600;margin-bottom:24px}
.hero h1{font-family:'Playfair Display',serif;font-size:clamp(2.6rem,6vw,4.2rem);line-height:1.15;font-weight:700;color:var(--charcoal);margin-bottom:20px;letter-spacing:-0.03em}
.hero h1 span{color:var(--teal);background:linear-gradient(135deg,var(--teal),var(--teal-dark));-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.hero p{font-size:1.2rem;color:#3d5558;margin-bottom:36px;max-width:520px}
.hero-btns{display:flex;flex-wrap:wrap;gap:16px}
.hero-visual{position:absolute;right:5%;top:50%;transform:translateY(-50%);width:min(48%,580px);z-index:1}
.hero-img-wrap{position:relative;border-radius:32px;overflow:hidden;box-shadow:var(--shadow)}
.hero-img-wrap img{width:100%;height:520px;object-fit:cover}
.floating-card{position:absolute;background:rgba(255,255,255,0.9);backdrop-filter:blur(12px);padding:16px 22px;border-radius:16px;box-shadow:0 15px 40px rgba(0,0,0,0.1);display:flex;align-items:center;gap:12px;animation:float 8s ease-in-out infinite}
.floating-card.one{bottom:40px;left:-30px}
.floating-card.two{top:60px;right:-20px;animation-delay:-3s}
.floating-card i{width:42px;height:42px;background:linear-gradient(135deg,var(--teal),var(--teal-dark));color:#fff;border-radius:12px;display:flex;align-items:center;justify-content:center}
/* ABOUT */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.about-img{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);position:relative}
.about-img img{width:100%;height:480px;object-fit:cover}
.about-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}
.stat-box{text-align:center;padding:24px 12px;background:#fff;border-radius:20px;box-shadow:0 10px 30px rgba(15,92,99,0.06)}
.stat-box .num{font-size:2.2rem;font-weight:800;color:var(--teal);display:block}
.stat-box .label{font-size:0.85rem;color:#5a7073}
/* VISION MISSION VALUES */
.vmv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.vmv-card{padding:40px 32px;background:#fff;border-radius:var(--radius);box-shadow:0 15px 40px rgba(15,92,99,0.07);transition:var(--transition);border:1px solid transparent}
.vmv-card:hover{transform:translateY(-8px);border-color:var(--teal-soft);box-shadow:0 25px 50px rgba(0,166,166,0.12)}
.vmv-card i{font-size:2.2rem;color:var(--teal);margin-bottom:20px}
.vmv-card h3{font-size:1.35rem;margin-bottom:12px;color:var(--charcoal)}
/* FEATURES */
.features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:28px}
.feature-card{padding:36px 28px;background:#fff;border-radius:var(--radius);box-shadow:0 12px 35px rgba(15,92,99,0.06);transition:var(--transition);position:relative;overflow:hidden}
.feature-card::before{content:'';position:absolute;top:0;left:0;width:100%;height:4px;background:linear-gradient(90deg,var(--teal),var(--teal-dark));transform:scaleX(0);transition:transform 0.4s}
.feature-card:hover::before{transform:scaleX(1)}
.feature-card:hover{transform:translateY(-6px)}
.feature-card .icon{width:56px;height:56px;background:linear-gradient(135deg,var(--teal-soft),#c5e0dc);border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:1.4rem;color:var(--teal-dark);margin-bottom:20px}
/* PROCESS */
.process-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}
.process-steps::before{content:'';position:absolute;top:40px;left:12%;right:12%;height:3px;background:linear-gradient(90deg,var(--teal-soft),var(--teal),var(--teal-soft));z-index:0}
.step{text-align:center;position:relative;z-index:1}
.step-num{width:80px;height:80px;background:linear-gradient(135deg,var(--teal),var(--teal-dark));color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.6rem;font-weight:800;margin:0 auto 20px;box-shadow:0 12px 30px rgba(0,166,166,0.3)}
.step h4{font-size:1.15rem;margin-bottom:8px}
.step p{font-size:0.95rem;color:#5a7073}
/* SERVICES */
.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:28px}
.service-card{background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:0 15px 40px rgba(15,92,99,0.07);transition:var(--transition)}
.service-card:hover{transform:translateY(-8px);box-shadow:0 25px 55px rgba(0,166,166,0.15)}
.service-card img{width:100%;height:200px;object-fit:cover}
.service-body{padding:28px}
.service-body .emoji{font-size:2rem;margin-bottom:12px}
.service-body h3{font-size:1.25rem;margin-bottom:10px}
.service-body p{font-size:0.95rem;color:#5a7073;margin-bottom:18px}
/* PRICING */
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.price-card{background:#fff;border-radius:var(--radius);padding:40px 32px;box-shadow:0 15px 40px rgba(15,92,99,0.07);text-align:center;position:relative;transition:var(--transition);border:2px solid transparent}
.price-card.popular{border-color:var(--teal);transform:scale(1.03)}
.price-card.popular .badge{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:linear-gradient(135deg,var(--teal),var(--teal-dark));color:#fff;padding:6px 18px;border-radius:999px;font-size:0.8rem;font-weight:600}
.price-card:hover{transform:translateY(-8px)}
.price-card.popular:hover{transform:scale(1.03) translateY(-8px)}
.price{font-size:2.8rem;font-weight:800;color:var(--teal-dark);margin:16px 0}
.price span{font-size:1rem;font-weight:500;color:#5a7073}
.price-features{text-align:left;margin:28px 0}
.price-features li{padding:10px 0;border-bottom:1px solid #eef5f4;display:flex;align-items:center;gap:10px}
.price-features li i{color:var(--teal)}
/* LOAN WARRANTY */
.loan-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.loan-img{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.loan-img img{width:100%;height:400px;object-fit:cover}
/* BOOKING FORM */
.booking-section{background:linear-gradient(160deg,var(--teal-dark),#0a454a);color:#fff;border-radius:40px;padding:60px 40px;margin:40px 0}
.booking-form{display:grid;grid-template-columns:1fr 1fr;gap:20px;max-width:800px;margin:0 auto}
.booking-form .full{grid-column:1/-1}
.form-group label{display:block;font-size:0.9rem;margin-bottom:8px;opacity:0.9}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:14px 18px;border-radius:14px;border:1px solid rgba(255,255,255,0.2);background:rgba(255,255,255,0.1);color:#fff;font-size:1rem;transition:var(--transition)}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--teal);background:rgba(255,255,255,0.15)}
.form-group input::placeholder,.form-group textarea::placeholder{color:rgba(255,255,255,0.5)}
.form-group select option{background:var(--charcoal);color:#fff}
/* REVIEWS */
.reviews-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:28px}
.review-card{background:#fff;border-radius:var(--radius);padding:32px;box-shadow:0 12px 35px rgba(15,92,99,0.06)}
.review-header{display:flex;align-items:center;gap:16px;margin-bottom:18px}
.review-header img{width:56px;height:56px;border-radius:50%;object-fit:cover}
.stars{color:#f5a623;margin-bottom:12px}
.review-text{font-size:0.98rem;color:#3d5558;font-style:italic}
/* FAQ */
.faq-item{background:#fff;border-radius:18px;margin-bottom:14px;box-shadow:0 8px 25px rgba(15,92,99,0.05);overflow:hidden}
.faq-q{padding:22px 28px;font-weight:600;cursor:pointer;display:flex;justify-content:space-between;align-items:center;transition:var(--transition)}
.faq-q:hover{color:var(--teal)}
.faq-q i{transition:transform 0.3s}
.faq-item.active .faq-q i{transform:rotate(180deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height 0.4s ease;padding:0 28px}
.faq-item.active .faq-a{max-height:300px;padding-bottom:22px}
/* CONTACT */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:50px}
.contact-info-card{background:linear-gradient(160deg,var(--teal-dark),#0a454a);color:#fff;border-radius:var(--radius);padding:48px 40px}
.contact-info-card h3{font-size:1.6rem;margin-bottom:28px}
.contact-item{display:flex;gap:16px;margin-bottom:24px}
.contact-item i{width:48px;height:48px;background:rgba(255,255,255,0.15);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:1.2rem}
.contact-form-box{background:#fff;border-radius:var(--radius);padding:40px;box-shadow:0 15px 40px rgba(15,92,99,0.08)}
.contact-form-box .form-group{margin-bottom:18px}
.contact-form-box input,.contact-form-box textarea{width:100%;padding:14px 18px;border-radius:14px;border:1px solid #d8e8e5;background:var(--cream);font-size:1rem;transition:var(--transition)}
.contact-form-box input:focus,.contact-form-box textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(0,166,166,0.15)}
/* FOOTER */
.footer{background:var(--charcoal);color:#c8d9db;padding:80px 0 30px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:40px;margin-bottom:50px}
.footer h4{color:#fff;font-size:1.15rem;margin-bottom:20px}
.footer p,.footer a{font-size:0.95rem;line-height:1.8}
.footer a:hover{color:var(--teal)}
.footer-logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.3rem;color:#fff;margin-bottom:16px}
.newsletter-form{display:flex;gap:10px;margin-top:16px}
.newsletter-form input{flex:1;padding:12px 16px;border-radius:12px;border:none;background:rgba(255,255,255,0.1);color:#fff}
.newsletter-form input::placeholder{color:rgba(255,255,255,0.5)}
.newsletter-form button{padding:12px 20px;border-radius:12px;background:var(--teal);color:#fff;border:none;font-weight:600;cursor:pointer}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.1);padding-top:28px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px;font-size:0.9rem}
.footer-bottom a{margin-left:20px}
/* RESPONSIVE */
@media(max-width:992px){
  .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:rgba(245,250,249,0.98);flex-direction:column;padding:24px;gap:18px;box-shadow:0 15px 40px rgba(0,0,0,0.1)}
  .nav-links.open{display:flex}
  .hamburger{display:flex}
  .hero-visual{display:none}
  .about-grid,.loan-grid,.contact-grid{grid-template-columns:1fr}
  .vmv-grid,.process-steps,.pricing-grid{grid-template-columns:1fr}
  .process-steps::before{display:none}
  .booking-form{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .footer-grid{grid-template-columns:1fr}
  .hero-btns{flex-direction:column}
  .about-stats{grid-template-columns:1fr}
}